Money | Understanding how the death tax applies to insurance policies held in super

By Noel Whittaker
Updated July 2 2021 - 12:23am, first published March 2 2021 - 6:00pm
It is a common strategy to arrange your life insurance through a super fund, but it's important to know how the death tax applies. Picture: Shutterstock.
It is a common strategy to arrange your life insurance through a super fund, but it's important to know how the death tax applies. Picture: Shutterstock.

It is a common strategy to arrange your life insurance through your super fund. The fund can often buy insurance at wholesale rates, and by using salary sacrifice, you can effectively pay the premiums from pre-tax dollars.

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